Inside Frogo’s adaptive AI engine: Redefining fraud detection in real time

In today’s digital landscape, speed is everything. New technologies arrive quickly – but those looking to exploit them move even faster. For industries like iGaming, fintech, payments and e-commerce this creates a difficult balance: how to grow without compromising trust.

At Frogo, we believe companies shouldn’t have to choose between scale and security. That’s why we built a solution that adapts to evolving threats – not eventually, but in real time.

Building for what’s next, not just what’s now

From the beginning, we weren’t interested in making yet another fraud filter. What we envisioned was a comprehensive platform – one that blends behavioural insights, automation and deep technical flexibility into a single system.

Frogo’s foundation lies in one core principle: fraud isn’t static, so protection can’t be either.

Our system is built to recognise shifts in user behaviour as they happen. We use a modular design that allows businesses to tailor their fraud strategies to the realities they face – whether it’s bonus abuse, account farming, affiliate manipulation or return scams.

One standout example comes from Frogo’s predictive fraud modeling for sports betting platforms. By detecting subtle shifts in users’ betting strategies with 96 per cent accuracy, our system can identify clients who are beginning to explore vulnerabilities – particularly within the bonus hunter segment.

Previously, the time between detecting a suspicious behavioural change and limiting an account could span three to five days. Now, that window has been reduced to just one hour on average. This is especially impactful for identifying high-risk users with extensive betting histories or those engaging in low-scale fraud – cases that typically slip under the radar in aggregate statistics and are impractical to flag through manual review.

Under the hood: Simple in use, sophisticated in action

While the technology is advanced, we’ve made usability a priority. The platform is designed to be intuitive, even for non-technical teams, without sacrificing depth.

Some of the pillars include:

• Digital fingerprinting: Each interaction generates a unique session ID, enabling more accurate risk analysis across devices and geographies.
• Hybrid scoring engine: We combine static rules with adaptive scoring, powered by pattern detection and behaviour modeling. This allows our system to respond to unexpected scenarios, not just predefined cases.
• Visual forensics: Fraud doesn’t occur in isolation. Our graph tools reveal hidden connections between users, devices and actions – helping teams detect coordinated schemes at a glance.
• Predictive modules: Our learning models evolve constantly, recognising emerging fraud patterns across sectors and regions.

Frogo can now process over 850 million events in real time with an average scoring speed of 0.4-0.5 seconds.

Smart automation, human-focused strategy

Efficiency matters, but it can’t come at the cost of control. Frogo automates routine actions like blacklist updates, anomaly flagging and real-time alerts, helping teams stay focused on decision-making and policy, not data triage.

Still, technology alone doesn’t solve fraud. That’s why we work closely with partners to understand their risk profiles and tailor configurations accordingly. Our consulting team supports clients not just during onboarding but as their business models evolve.

A platform with personality

At Frogo, we take our mission seriously – but we don’t believe in faceless software. Our brand, symbolised by a sharp-eyed frog, reminds us that agility and awareness are key in this space. It’s not just a logo. It’s how we operate.

Our ideal collaborators are long-term thinkers – companies that see fraud prevention not as a checkbox, but as part of their growth infrastructure.

We’re here to help businesses grow safely, without second-guessing what’s hiding in their data. That means making advanced fraud prevention accessible, adaptable and genuinely useful.

Whether you’re a startup navigating scale or an established operator seeking better control, Frogo is designed to keep you one step ahead – always!

For more information, or to get in touch with Frogo, visit their website here.