MeDirect CEO lays out strategic priorities following acquisition by Banka CREDITAS

MeDirect Group is entering a new phase of development following its acquisition by Czech banking group Banka CREDITAS, with Group CEO Jean-Claude Maher outlining a strategy centred on growth, digital innovation and stronger client relationships across its core markets.

The acquisition of MDB Group Limited by Banka CREDITAS was completed in September 2025 following approval from the European Central Bank. The Czech lender, part of the privately owned CREDITAS Group, has already invested €40 million in new capital and committed to further investment in 2026.

Mr Maher described the new ownership structure as strategically aligned with MeDirect’s ambitions.

“Through the acquisition by Banka CREDITAS, MeDirect has gained a financially strong and strategically aligned controlling shareholder, one with the same challenger bank DNA and a shared commitment to customer centricity and innovation,” he said.

Looking ahead, the bank intends to deepen its presence in Malta and Belgium, which Mr Maher identified as the Group’s key markets.

During 2025, MeDirect reported solid growth in both jurisdictions. In Belgium, the investing client base expanded by 34 per cent to 50,000 clients, contributing to overall client growth of 12.5 per cent across the Group. In Malta, the corporate banking franchise grew to more than 650 business clients, supported by a broader suite of lending and banking services.

The bank also conducted a strategic review of its operations in the Netherlands, leading to the decision to discontinue retail and wealth activities there while maintaining its Dutch mortgage businesses.

Central to MeDirect’s strategy is continued investment in its digital banking platform, which the bank describes as a key driver of long-term growth.

Throughout 2025, MeDirect implemented a series of upgrades aimed at expanding product capabilities, modernising core technology and strengthening governance and security frameworks.

The bank also internalised key infrastructure, including migrating mutual fund execution services and rolling out a new pricing engine and enhanced payments hub. These initiatives are intended to reduce operational costs, strengthen data control and improve security and fraud prevention capabilities.

Strategic priorities for the years ahead

While 2025 was characterised by a period of transition, Mr Maher said the bank now enters the next phase with clearer strategic direction.

“In 2025, MeDirect successfully navigated a period of significant transition, emerging stronger, better capitalised and more strategically focused,” he said.

Looking forward, he outlined several priorities for the group, including expanding its client base, strengthening its wealth management offering and reinforcing its corporate banking presence in Malta.

“With the support of Banka CREDITAS and a talented and committed team across Malta and Belgium, MeDirect enters 2026 with confidence in the Group’s strategy, in its platform and in its people,” he concluded.